Stupid Mortgage Lender

I purchased a new condo. The city had not issued a divided tax bill. As a result, every owner in the new condominium received the same tax bill. One owner’s bank paid his portion – approximately 20% of the bill. My bank was second to pay… and they paid the balance due on the account – approximately 80% of the taxes due. (Basically, I paid 3 of my neighbors’ taxes for them.)

#TOP

Me: You need to get my tax escrow overpayment back.

Bank: But we paid the bill.

Me: Yes, but the bill was for ALL UNITS in the condo.

Bank: But we just paid what the city told us to.

Me: City, you need to refund my tax overpayment.

City: That’s a problem for your bank – we don’t issue refunds.

Me: Bank, the city says they don’t issue refunds.

Bank: We’ll talk to them.

#MIDDLE

Me: You need to get my tax escrow overpayment back.

Bank: But we paid the bill.

Me: Yes, but the bill was for ALL UNITS in the condo.

Bank: But we just paid what the city told us to.

Me: You told me that last time I called.

GOTO #MIDDLE 3 TIMES

Bank: Let me get a manager.

<TIME PASSES>

Bank: Okay, someone will be in touch!

Me: That’s what I was told last time.

Bank: Have you emailed us?

Me: Yes.

Bank: Email us again.

Me: Fine.

GOTO #TOP